Last Updated: July 10, 2026

Welcome to Lucent Insurance Agency LLC (“Company”, “we”, “us”, or “our”). By accessing or using our website located at lucentinsuranceagency.com (the “Website”), you agree to comply with and be bound by these Terms of Service (“Terms”). Please read them carefully. If you do not agree to these Terms, you must not use our Website.

1. Scope of Services & No Binding Coverage

The information provided on this Website is for general informational purposes only. Requesting an insurance quote, submitting an inquiry form, or sending an email through this Website does not constitute a binder of insurance, nor does it guarantee that coverage will be issued.

No insurance coverage will be considered active, bound, or amended until you receive written confirmation directly from Lucent Insurance Agency or the underwriting insurance carrier.

2. Geographic & Licensing Restrictions

Insurance products and services described on this Website are only intended for residents of states where Lucent Insurance Agency and its individual agents are licensed to conduct business.

This Website does not constitute an offer to sell or a solicitation of insurance in any jurisdiction where the Company or its representatives are not properly licensed.

3. Use of the Website

You agree to use the Website only for lawful purposes. You are strictly prohibited from:

4. Intellectual Property

All content, logos, text, graphics, designs, and images on this Website are the intellectual property of Lucent Insurance Agency LLC or our partners and are protected by copyright and trademark laws. You may not copy, reproduce, or distribute any part of this Website without our prior written consent.

5. Third-Party Links & Carrier Partners

Our Website may contain links to external websites operated by our insurance carrier partners or other third parties. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party websites. You access them entirely at your own risk.

6. Disclaimer of Warranties

This Website and all its content are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. We do not guarantee that the Website will be completely error-free, secure, uninterrupted, or free of viruses.

Insurance policy requirements, premiums, and coverage options are subject to underwriting guidelines and can change at any time without notice.

7. Limitation of Liability

To the fullest extent permitted by law, Lucent Insurance Agency, its officers, employees, and agents shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of, or inability to use, this Website. This includes, but is not limited to, reliance on any information found on the site or errors in data transmission.

8. Changes to These Terms

We reserve the right to modify or update these Terms of Service at any time. Any changes will be posted on this page with an updated “Last Updated” date. Your continued use of the Website after changes are published constitutes your acceptance of the new Terms.

9. Contact Information

If you have any questions or concerns regarding these Terms of Service, please contact us at:

An independent insurance agency located in Georgetown, Texas. Helping families protect what matters with auto, home, business, and life insurance coverage.

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